Healthy eating year round for head-to-toe beauty

February 10, 2010 by admin  
Filed under Beauty

Wedding Beauty Starts With Healthy Eating

Healthy eating year round for head-to-toe beauty

(ARA) – From award shows to a simple coffee run, movie and television stars are known for looking photo-ready at any moment. While their appearances may seem difficult to maintain, experts behind the scenes say achieving head-to-toe beauty simply starts with the foods we eat.

Carrie Latt Wiatt, nutrition consultant to Hollywood’s elite and author of “Eating by Design: The Individualized Food Personality Type Nutrition Plan” and “Portion Savvy,” works daily with celebrities like Stacy “Fergie” Ferguson and other red carpet beauties to ensure their bodies are always ready for high-profile events.

“You can work toward desired health and beauty goals by following a balanced and portion-controlled eating regimen that can be maintained year round,” says Wiatt. “A  healthy diet can help keep skin looking more youthful, hair more vibrant and waistlines trimmer. No matter the occasion, following this approach offers long-term success.”

With so many glamorous events, such as weddings, vacations and dates, dotting the calendar each year, a long-range view on beauty is especially important.  One in three women begin to prepare for moments like these a month or more in advance, according to a new poll by the Florida Department of Citrus.

Wiatt fully understands how strongly women feel about looking their best at key moments and says the tips she shares with her clients are the same she would share with others.

“The first thing I tell my clients is to keep a food journal to identify and eliminate diet de-railing habits, such as late-night snacking, sugar addictions or baked goods at the office,” says Wiatt.

With increased awareness of daily food consumption, Wiatt then works to integrate the following healthy lifestyle habits into daily regimens:

* Fill up on fiber. Dietary fiber can help keep you feeling full for longer. An entire medium grapefruit has 4 grams of dietary fiber, some of which is soluble fiber (pectin), which helps support healthy cholesterol levels.  Enjoy half a grapefruit for breakfast and another half after your evening workout.

* Prepare your portions. Be mindful of portions by downsizing dishes at home. Measure correct portions the first time, so you have a visual blueprint in your mind.

* Shake up snack time. Eating well is all about flavor, texture and variety. For an energizing afternoon snack, try pairing a fruit or vegetable you love with a serving of walnuts to add protein, omega-3 fatty acids and a satisfying crunch.

* Eat your way to great skin. Your overall diet and health regimen may contribute to smooth, supple skin. The vitamin C found in Florida grapefruit and 100 percent grapefruit juice supports collagen production to help keep skin looking youthful, glowing and picture-perfect ready for whatever the day throws your way. Collagen breakdown in the skin may contribute to the appearance of wrinkles.

* Eat smarter. To regulate caloric intake, practice mindful eating instead of automatic eating. First, consult your brain: are you feeling hunger or boredom? Second, wait five to 10 minutes after experiencing diet-derailing cravings to see if they pass. Finally, when its mealtime, take your time and monitor for satiety – then stop when you are satisfied.

“The results of a balanced diet can be rewarding – especially when you reach a point where you’re no longer afraid to reach into the closet, try on a favorite outfit and know you’ll be ready for those planned or spontaneous special moments,” Wiatt adds.

Visit www.GoFloridaGrapefruit.com for more healthy lifestyle tips and delicious recipes featuring nutrient-rich grapefruit.

Courtesy of ARAcontent

How to add classic traditions to a modern wedding

February 9, 2010 by admin  
Filed under Planning

Blending Classic with Modern Weddings

How to add classic traditions to a modern wedding

(ARA) – Every bride remembers the age-old saying, “Something old, something new, something borrowed, something blue,” and considers how to incorporate these elements into her wedding.

This English poem – believed to be from the Victorian era – was created to provide the bride with several good-luck tokens for her new life with her husband. Here are a few ideas to help the modern bride incorporate some classic traditions into her wedding:

Something old: No, you don’t have to attempt to fit into or resurrect from the back of the closet your mother’s, or even your grandmother’s gown. You might discover one of them wore a unique headpiece that you can incorporate into your veil. Or your husband-to-be’s aunt has a ring you could wear, or an embroidered satin handkerchief you can blend into your bouquet. Vintage purses, antique lace threaded into your veil or wound around your bouquet, or even a squirt from a bottle of your grandmother’s perfume also work well to classically merge the “something old” tradition into your ceremony.

Something new: The pearl necklace is a classic look that complements a wedding dress perfectly. Since ancient times, pearls – with their unblemished perfection – have been tied to weddings as a symbol of innocence.

“Because they are considered a symbol of purity, pearls work perfectly to complete a bride’s wedding-day look,” says Jeremy Shepherd of PearlParadise.com, the world’s largest online pearl company. “Akoya pearls have the perfect round shape with soft, neutral colors, while freshwater pearls shine with more of an intense, natural metallic luster, perfect to complement an embroidered gown.”

Visit www.PearlParadise.com to see the differences between Akoya and freshwater pearls and to find the perfect pearl necklace for your wedding day.

Something borrowed: This is an excellent way to get your best friend or a close relative more involved in your special day. But don’t think that something borrowed must be clothing or jewelry. You could borrow a back yard for the wedding reception, or a purse your sister used when she got married. Another potential item is to borrow the family Bible for readings during the ceremony. Other ideas include borrowing candles for the ceremony or reception, a cake knife set, music from your friends to play at the reception or even the toasting glasses you and your new husband will click together to celebrate your marriage.

Something blue: One popular idea is for brides to incorporate blue into their garter belts, but the idea can stretch much further. Nail polish, makeup, shoes, embroidered flowers on the gown, small pieces of jewelry, a wrap or even blue flowers woven into the bouquets offer plenty of alternatives. If you want to create something a little more surprising, consider wearing blue lingerie. And if you really are planning a modern wedding, you could always wear a blue dress, since blue is a symbol of love, purity and fidelity.

Courtesy of ARAcontent

Beyond the basics: How to create a one-of-a-kind wedding

February 4, 2010 by admin  
Filed under Planning, Vendors

Wedding Rental Tips

Beyond the basics: How to create a one-of-a-kind wedding

(ARA) – Summer is right around the corner, and that means one thing – wedding season. Spring is crunch time for millions of couples planning their summer wedding, but what many couples don’t know is that there are easy ways to avoid stress while planning their big day.  

Turn your dream into reality

Your wedding day is one of the most important days of your life, and is most likely a day you’ve spent hours, days or even years dreaming about. When the time finally comes to start planning the big day, you don’t want to cut corners or settle for a run-of-the-mill, impersonal event. With the help of the American Rental Association (ARA) and your local rental store, you can be sure your wedding day will be one that will be remembered by all.

Rental opens the doors to options you may have never even considered due to time or budget constraints. A romantic outdoor wedding is possible any time of the year with huge tents and elegant canopies, equipped with heating or cooling options. Make a statement by skipping the traditional tiered cake and going with something more unique, like an impressive chocolate fountain with brownie or cheesecake bites or an ice cream cart complete with all the fixings. You can even create dramatic scenery on the walls and ceiling of your venue with a variety of accent lighting options.

Don’t break the bank

While your wedding day may be the most important day of your life, there is no reason why it has to be the most expensive. You can save money on seating, centerpieces and more by renting. Why buy all your wedding supplies when you are only going to use them once? Why bother paying for their storage and upkeep after the big day is over? Simplify your wedding and your budget by letting the rental store take care of the cleanup, maintenance and storage of all your decorations and supplies.

And forget about running all over town, wasting time, energy and money – make one stop at your local rental store and get everything you need. ARA members, which include more than 7,500 rental businesses and 1,100 manufacturers and suppliers, are located in every state, so you can get all the supplies you need in one stop. To make finding the rental store nearest you even easier, ARA offers RentalHQ.com, the world’s largest and most comprehensive rental store locator. Here, people planning their wedding and reception can find the rental store nearest them, read how-to tips and get ideas and inspiration for their event.

Enlist the experts

To make planning your big day even easier, some ARA member rental businesses offer Certified Event Rental Professionals (CERPs). And most offer on-site support, relieving much of the stress associated with planning a wedding. These professionals are ready and willing to share their knowledge and experience with you, from pre-wedding set-up all the way through the day of the event.

Deadlines, budgets, guest lists – these are all aspects of a wedding that need to be managed and sometimes are better left to the professionals. CERPs know what needs to be organized right away, and what can wait until later. They will think of that one detail that never would have crossed your mind and keep your budget in check.

Enlisting the help of a CERP will not only ease the stress and tension of planning an entire wedding, but it will also ensure that the wedding you always envisioned is the one you will remember for years to come. From the latest trends and themes, to innovative budget saving strategies, CERPs know the ins and outs of planning a wedding.

Don’t let planning your wedding cast a cloud over the springtime sunshine. Make it an enjoyable experience with the help of ARA and your local rental store.

Courtesy of ARAcontent

Engaged? How to experience all the excitement of this special time

February 4, 2010 by admin  
Filed under Features

Enjoy This Time Together

Engaged? How to experience all the excitement of this special time

(ARA) – Congratulations – you’re engaged! This is a special time, leading up to the big day that will change your lives forever. Don’t wait for the nuptials to arrive, however, before you bask in the bliss. Savor every minute of your engagement experience.

“Brides may find that making wedding plans can distract them from the simple joy of being engaged,” says Raymond Miller, a wedding planning expert with the Web site My Wedding Reception Ideas.com. “But some advanced planning and creative ideas can help them fully enjoy their engagement while still preparing for the wedding day of their dreams.”

Miller offers brides-to-be some simple advice for getting the most enjoyment out of being engaged:

Announcing your big news

News of your engagement is one of the most exciting pieces of information you’ll ever share with family and friends. Get creative and fun with your engagement announcement, but don’t overlook practicality. You want to announce your engagement and wedding date in a way that will be quick and easy for you – and memorable to those receiving the message. Save the date magnets can be a great way to get the word out and put your wedding date front-of-mind for those who are invited.

Traditional engagement announcements in local newspapers limit your creativity and the reach of your news. Save the date wedding magnets can relay information about your wedding plans across the country to distant loved ones. And because we all have a tendency to hold on to magnets (How many pizza delivery magnets do you have on your refrigerator?) in conspicuous places in our homes, your guests-to-be will see a constant reminder of your special day.

My Wedding Reception Ideas.com can help you create customized wedding save the date magnets that reflect your individuality, convey the theme of your wedding and keep your date on the minds of friends and family.

Sharing the celebration

Sure, your maid of honor and other girlfriends will probably throw you a bridal shower. But you don’t have to wait to begin celebrating the good news. You and your fiancé can involve loved ones in the celebrating – and do it at a time you choose – by hosting your own engagement party.

Staging your own party allows you to share the excitement sooner. Plus, you can use the occasion as an opportunity to “test drive” wedding day seating arrangements or check out a restaurant you’re considering for the rehearsal dinner. You can also experiment with linens and décor; using colors you’re considering for your wedding will give you an idea of what these decorator items will look like in an elegant setting. Or, use the engagement party as way to preview your wedding theme – for example, host the party at a seaside location for a beach-themed wedding.

And don’t forget to celebrate as a couple, as well. If planning starts to feel too stressful, consider taking a pre-honeymoon trip that will help you decompress and reconnect as a couple. Time away together will help remind you what all your wedding planning is really about – your love for each other. The break could be as simple as a weekly date night or as elaborate as a weekend getaway.

Be resourceful

The Internet has made wedding planning easier than ever. Use online resources, like sites that allow you to experiment with seating charts for receptions, compare color schemes and create sample menus. My Wedding Reception Ideas.com can help you pick and plan personalized wedding favors, accessories and gifts for your wedding party. The site also provides tips on different kinds of napkins and how to choose them, and other useful planning hints. Visit www.myweddingreceptionideas.com to learn more.

“Planning a wedding should be part of the enjoyable experience of being engaged,” Miller says. “With creativity and some expert help, it’s possible to make the months of your engagement as memorable and special as the wedding day itself.”

Courtesy of ARAcontent

More brides choosing heirloom china

February 3, 2010 by admin  
Filed under Features

More Brides Choose China

More brides choosing heirloom china

(ARA) – Ever since she was a little girl, Amanda Davis dreamed of one day having her grandmother’s cherished wedding china as her very own.

“As a child, I always loved listening to stories about past family gatherings as Mamo took each piece of her china out of the hutch so carefully,” says Davis. “I can remember thinking about how this same china had been used for numerous family gatherings and feeling a sense of connection to my grandfather, who died before I was born, through the china that I knew he had used with my grandmother on similar family occasions.”

Davis had no idea her grandmother, Bettie Guillion, shared a similar dream. Guillion knew her granddaughter loved her china, and planned to pass along her precious heirlooms when Davis grew up and set her own big date.  But there was one problem — missing pieces. Guillion received the set for her own wedding in the early 1940s and while she had managed to keep most of her beloved collection through the decades, somewhere along the way, the cups and saucers disappeared. Guillion’s daughter, Linda Bohannon, thought it would be impossible to replace them.

“My mother picked her china out of the Sears and Roebuck catalog more than 60 years ago, so we knew there was just no way we’d ever find it,” says Bohannon. “The only thing she could remember about her china was that it was made by Homer Laughlin. That didn’t seem like much to go on, so at that point I just hoped we could find some nice cream colored pieces Amanda could use with the set.”

Bohannon heard about Replacements, Ltd., known as the world’s largest supplier of old and new china, crystal, silver and collectibles. When she visited the company’s Web site, Bohannon found a list of china made by Homer Laughlin and noticed photographs of most patterns. She started clicking away and was almost speechless when she came across an image that looked very familiar.

“I called my mother up and asked her, does your china have little pink and yellow roses on it, and could the pattern name be ‘Countess’?” Bohannon remembers. “That was it; that was her china! I was completely flabbergasted. It never entered my mind that we would be able to find the exact pattern. My mother was absolutely thrilled!”

Davis isn’t alone in creating wedding registries for family treasures. Many brides are choosing to complete china, crystal and flatware sets lovingly handed down from mother to daughter to granddaughter. Unfortunately, if the patterns are especially old there is a good chance that the manufacturer no longer produces the pieces, making it nearly impossible to track down at most department stores.

“We’re one of the few places brides inheriting heirloom patterns can turn to for help because of our huge, diverse inventory of discontinued patterns, some more than 100 years old,” says Traci Hart, Replacements’ director of customer service. “Nearly 80 percent of our bridal registry sales are generated from discontinued and heirloom patterns. What’s more, we’ve put together a group of associates to specifically handle all registry requests. Because these folks are really familiar with our bridal customers, we can offer more personalized attention. It’s almost like having your own personal shopper.”

Brides like Davis, who don’t know their pattern name, are in luck. The company also offers a free pattern identification service. Replacements’ research team receives nearly 3,000 requests weekly from people who don’t know the name or manufacturer of their patterns.

“I cannot tell you how much it meant to me to receive this piece of family history,” Davis says. “I can already picture myself as a mother and grandmother pulling this same china out of my own hutch as I tell stories of my grandmother. I hope that in the future they will feel the same sense of family history and pride and that I will one day be able to pass it on to my own granddaughter. To know that it will be used in future generations of my family in the same way it was used in past generations is an amazing gift.” You can learn more about Replacements’ bridal registry and free pattern identification service at Replacements.com.

Courtesy of ARAcontent

Need a bridal shower gift? Make it personal

February 3, 2010 by admin  
Filed under Features

Spice Up Your Shower Gift

Need a bridal shower gift? Make it personal

(ARA) – Looking for an affordable bridal shower gift with a personal touch? A spice gift basket can fit any budget and makes an ideal personal gift for every cook. With just a little thought and a few supplies, you can assemble a personalized basket. With Internet and mail-order shopping, it’s possible to buy everything you need without leaving the house.

Begin with a basket or any other useful kitchen container, such as a mixing bowl, cake pan, serving dish or colander. Vintage items you pick up at a second-hand store or garage sale can be charming. Line the container with a pretty cloth napkin, a colorful dishtowel or even a piece of fabric cut with pinking shears, or use tissue paper if you prefer. Add bottles or packets of spices, herbs, seasonings and other ingredients. For a special touch, include a favorite recipe, a cookbook, a wooden spoon, a potholder, or any related accessory.

With a little imagination, you can personalize a basket for any bride. Kendall McFarland, research and development manager at Frontier Natural Products Co-op, has a few ideas to get you started.

* Mexican fiesta – Tuck a brightly colored potholder in with chili powder, cumin, dried peppers, taco seasoning or other Mexican spices. Add a jar of salsa, some tortilla chips and margarita mix if you like. For your “basket,” use an inexpensive sombrero, available at card and party stores.

* Mama mia – Line a colander or pasta serving dish with a red checkered tablecloth or cloth or paper napkins. Add seasonings such as garlic, basil, oregano and Italian blend and include a package of pasta. Supply a packet of spaghetti sauce or fettuccine alfredo seasoning mix or a favorite pasta recipe. A candle and bottle of Chianti add a special romantic touch.

* Beginner’s basket – Create a very basic basket for a new cook or a bride just starting out on her own with a handful of popular and common spices – such as salt, pepper, cinnamon, basil, oregano, thyme, rosemary and turmeric. Include a cookbook, a recipe box or a file with copies of some favorite family recipes.

* Spice of life – Even the most experienced cooks need some variety. Try assembling some unusual or new flavor combinations or savory spice blends. Frontier Natural Products has just introduced a line of Pepper Fusion spice grinders that combine organic peppercorns with garlic, chipotle, cayenne and lemon. Add an unusual or interesting kitchen gadget to intrigue the seasoned cook, such as a set of garnishing spoons.

* Grill master – Place a variety of grilling spices and marinade mixes with a mitt and tongs or other grilling tools in a grilling basket. Add an apron, a roll of heavy-duty aluminum foil or a grill cleaning brush for an extra touch.

Small containers of spices are especially handy for gift baskets, because you can provide a variety of spices at a lower cost. Simply Organic brand offers attractively packaged organic mini-spices and other seasonings and mixes for those who want to add a natural touch to their baskets.

With the wide variety of seasonings and accessories available, the possibilities are endless. Just use your imagination and you can spice up your gift-giving with personal and original gifts for the bride. For more tips and suggestions for specific gift baskets made with spices, seasonings, mixes and cooking accessories go to www.frontiercoop.com/giftbaskets.

Courtesy of ARAcontent

Help your flower girl be her best on your big day

February 3, 2010 by admin  
Filed under Bridesmaids, Planning

Flower Girl Ideas

Help your flower girl be her best on your big day

(ARA) – Children can add so much to a wedding day – from the ring bearer toddling down the aisle carrying a pillow with precious cargo, to the flower girl who sweetly perfumes your path to the altar by dropping tender petals in her wake. As special as you feel on your wedding day, you’ll want even your littlest helpers to share in the feeling and know that you appreciate them.

To ensure that your young attendants are happy campers on the big day, you’ll want to help them look their best and make them feel that they have an important role. Here are some helpful hints that you can put in practice, whether the child is your own or the child of a loved one. Follow these tips, and you’ll help ensure the youngest members of your wedding party have a positive experience that they – and you – will remember for a lifetime.

Make her feel special

Chances are you’re not the only female in your wedding party who’s doing something special, exciting – and intimidating – for the first time. Your flower girl or young bridesmaid is also experiencing a once-in-a-lifetime, princess-like moment, and may feel understandably nervous at the prospect of having all eyes on her as she precedes you down the aisle. Making her feel special, as if she is a little princess, will help boost her self-confidence.

Brides spend lots of time and energy picking out dresses for their flower girls and junior bridesmaids, taking into account not only how the dress will fit in with the look of the wedding, but how it will complement the wearer. Accessories are just as important, and the youngest members of the wedding party should have some small items to highlight their attire, just as every bride should.

Not only will jewelry enhance the look, it will be a keepsake of the day – look for pieces that are high quality (so that they will last a lifetime), but reflective of the wearer’s age. Disney Precious Collections offers fine children’s jewelry for girls that will be perfect for any wedding. The pieces are understated and elegant, but also feature the youthful spirit of beloved Disney characters – they make ideal flower girl gifts.

Keep her involved

Children love being involved in life’s big moments and decisions as much as possible. Keep your flower girl or young bridesmaid part of the decision-making process as much as possible leading up to your wedding day.

In addition to involving them in fun things like wedding showers, putting stamps on invitations and hair and make-up trials, give your young attendants some options that they can choose from. Will she wear her hair up or down? With flowers, ribbons or feathers?

You can also give her options about what kind of flower girl jewelry she might wear. For a special surprise, you could show her examples of earrings, necklaces and bracelets from Disney Precious Collections well ahead of time, and then surprise her on the day of the wedding with the one she liked best. To look through the jewelry options that can become treasured wedding memories for your junior bridesmaids and flower girls, visit www.PreciousJewelryCollections.com.

Make your day child-friendly

Though you’ll feel like your wedding day is flying by, it can be a long day for the littlest members of your wedding party. Even the best-mannered kids get tired and out of sorts after hours of activity, so it’s good to take that into consideration. You’ll be in a whirlwind of excitement, so make sure that you have a trusted attendant who can help accommodate children’s needs.

Think about scheduling your photos so that pictures with children will be taken first and quickly. They’ll be energetic and happy, and if you can have the photos taken soon after hair and make-up are done, everyone will look picture-perfect.

Plan to have something special for youngsters – both wedding party members and young guests – at the reception. Consider offering kid-friendly menu items, or have separate entertainment like balloon animals, a toy box or a coloring station with crayons and a paper easel to keep kids happy and occupied while adults enjoy the grown-up activities at the reception.

Keeping the youngest members of your wedding party happy on your wedding day will help ensure the day is special, memorable and enjoyable for everyone.

Courtesy of ARAcontent

Design and style tips offer a creative spin on an old wedding tradition

February 3, 2010 by admin  
Filed under Features

Creative Ideas for Old Traditions

Design and style tips offer a creative spin on an old wedding tradition

(ARA) – Something old, something new;

Something borrowed, something blue;

And a silver sixpence in her shoe.

An enduring Victorian tradition steeped in superstitious symbolism, the verse containing a series of old, new, borrowed and blue good luck tokens for the bride dates back centuries in England.

John C. Franke, style expert and faculty member at The Art Institute of Pittsburgh, offers a creative spin on the age-old tradition for the bride-to-be in 2010.

Something old: Continuity with the bride’s family and the past

According to Franke, trends suggest a rising popularity in vintage gowns. “A 1960s-era gown will not only allow a bride to check something “old” off her list, but may also offer affordability and superior workmanship,” says Franke who recommends vintage shops as well as eBay to begin the search. “To make her purchase even more meaningful, a bride might consider purchasing a dress from one of many organizations who recycle wedding gowns for charitable fundraising.”

For another possibility to represent something “old,” Franke suggests implementing a table of wedding photographs collected from family and friends attending the reception. The photos will honor the marriages of couples close to the bride and groom as well as provide a wonderful center for conversation.

Something new: Optimism and hope for the bride’s life ahead

“Renewable is the new ‘new,’” says Franke. For a fresh approach to something new, Franke suggests environmentally responsible decisions such as selecting potted perennials for centerpieces. “Potted wildflowers will create a vibrant setting for the reception and can later be planted in the garden at the newlywed’s home.”

Franke also suggests seed satchels as favors to serve as a long-living connection to the wedding.

Even guests can get into the game. “If you’re invited to a wedding this year, consider presenting the couple with a gift that offers a new spin on traditional gift options.” Franke suggests antiques carefully selected for the couple or aluminum serving pieces.

Something borrowed: A reminder that the bride can still depend on friends and family

Traditionally, a bride can borrow anything from her best friend’s punch bowl to her grandmother’s pearls, but Franke suggests fulfilling the adage by creating a buzz. “Why not borrow an antique car and create a dramatic exit from your wedding?” Franke asks.

Another emerging trend is the borrowing of the cake knife from one bride to another within a family. Starting a tradition now of passing along your cake knife or other wedding essentials is not only cost-saving, but also creates a legacy that future generations will treasure.

Something blue: A color suggesting purity and fidelity as evidenced in the 19th century phrase “Marry in blue, lover be true.”

Building blues into the wedding color scheme is an option for completing your old, new, borrowed and blue checklist, and at the same time, developing a color scheme for your reception.

“Think like a graphic designer,” says Franke. “Consider your wedding colors as a controlled palette.” Franke encourages the bride to visit a paint store or check a Pantone system and define a series of colors, never more than three.

Once selected, the bride can keep the color chips with her throughout the planning period so that the exact colors are always available when decisions are made about bridesmaids’ gowns, table linens, floral arrangements and other decorative elements.

According to Franke, blues are an elegant choice for any season. He suggests pairing royal blues with yellow for a classic summer wedding; blue and pink for spring; and icy blues with whites or silver for a winter wedding.

To learn more about The Art Institutes schools, visit www.artinstitutes.edu/nz.

Courtesy of ARAcontent

Why do I need Wedding Insurance?

June 15, 2009 by admin  
Filed under Features

By Padma Pickering

You’ve planned for the big day since you were a little girl. You have put so much time and money into making sure everything is just right. You have planned a beautiful garden ceremony in September. But now, a hurricane threathens to ruin your special day. What are you going to do?

Don’t leave your wedding day up to chance. Wedding Insurance is meant to take the worry out of all your planning. But what exactly is wedding insurance and what does it cover?

What is Wedding Insurance?

Wedding Insurance is an insurance policy designed to protect the wedding couple from financial loss due to cancellation or postponement of the wedding due to circumstances beyond their control or loss/damage of key elements of their wedding.

Wedding insurance will cover the costs if you need to postpone the wedding due to unforeseen weather events, if the bride/groom or a family member becomes ill and cannot attend the wedding, or even if the flight of a key person of the wedding party was cancelled.

Wedding insurance also covers loss from your vendors. If your limousine driver does not show up and you need to book another limousine at the last minute thus paying 3 times the expense, wedding insurance will cover the added cost. If one of your vendors goes out of business before your wedding, you are covered for the non-refundable deposit.

Most wedding insurance policies cover cancellation/postponement expenses, wedding attire, rings, photographs, gifts, video, cakes, documents, cars, flowers, vendors, general liability, personal accident, expenses and overseas travels

Do I need Wedding Insurance and how much it it?

Check with your ceremony and reception venue to see if they carry insurance and what it covers. Ask your vendors if they carry insurance as well, get a copy of their policy to see where you aren’t fully covered. Do no wait until the last minute to purchase wedding insurance. If you reserve a reception hall and you find out it was double booked a month before the ceremony, your insurance will cover the added expense of finding a new venue. Find the best insurance policy that fits your needs. Wedding coverage can range from $130 to $800 for cancellation/postponement depending on the coverage on WedSafe.com. Liability insurance can also be purchased for $175 for $1,000,000 coverage. Check with your homeowner’s policy for your coverage before you purchase liability insurance. Wedding Insurance can be tailored to your needs, whatever they are.

When you’re shopping around for your wedding insurance policy, make sure the wedding insurance company has a license, ask about how much reimbursement you receive if a loss takes place, and what supplemental coverage they offer.

Supplemental Coverage

In some cases, couples have had a hard time receiving the wedding pictures from the photographers or the pictures are of poor quality. Wedding Insurance can cover the cost of re-creating key wedding moments from the cake, flowers, and having key people present to have photographs re-taken.

Wedding Insurance also offers honeymoon supplement insurance. Check with your credit card or homeowners policy to see if you are covered, otherwise you can purchase honeymoon travel insurance with your wedding insurance

Wedding Insurance covers many different things but does not cover a change of heart. Be sure to purchase a wedding insurance policy that fits your needs so you can make this day a memorable one

Purchase Wedding Insurance at
http://www.protectmywedding.com
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What to expect when you marry off your first child

June 11, 2009 by admin  
Filed under Features

A Parent's Prospective

A Parent's Prospective

By Aaron Grossman, Babyboomers.tv Staff Writer

It can happen in many ways; your daughter’s boyfriend pulls you aside and asks for your daughter’s hand in marriage; your son asks you to help him find a source for selecting an engagement ring; your kid calls you from a Hawaiian vacation with her boyfriend and excitedly shouts “We’re engaged”; or, your son gets down on one knee in front of the Christmas tree at Rockefeller Center and proposes to his girlfriend while you’re watching it on “The Today Show.”

There are thousands of ways in which parents learn that the moment has come. For those of us with adult children, ecstatic to realize our pride and joy is going to walk down the aisle, the journey has just begun.

In 1890, the U.S. Census started keeping records of the age of brides and grooms at their first marriage. It’s been rising for decades to a median age now of almost 26 for women and almost 28 for men.

Median age at first marriage: U.S. Census Bureau

So, chances are that if you’re still in the afterglow of celebrating the engagement news, let’s remember that we’re talking about an adult child in his or her 20s or even 30s. Your kids have likely been on their own for some time, usually working and living on their own or completing an education.

The wedding planning journey will be handled as a team effort with adult participants. The paradigm of Mommy and Daddy planning their 18-year-old darling’s wedding with the groom’s family on a “need-to-know” basis has been smashed. We ought to know that baby boomers tore those walls down years ago.

First steps: Set a budget and a guest list count

You’ll need to establish who’s contributing to the funding of the wedding. It may be both the bride and groom’s side. It may just the bride’s parents, or it may be the bride and groom themselves. At the end of the day, it’s better to start out with a firm grasp on what’s feasible financially.

The wedding planning experience is going to be an emotional roller coaster ride. Prepare to budget it as you can afford it. And build in an extra cushion of 10 to 15 percent… that way the inevitable surprise costs won’t bite you in the behind.

Part and parcel of the budget planning is setting up a rough count of how many guests will attend. I warn you — this can be emotional. You may just have to pass over a distant relative for the bottom-line number.

Obviously, there are three lists: bride and groom’s list, bride’s parents and groom’s parents. However, in today’s “new family” realities, there can be several sets of parents on both sides due to divorce, remarriage, same-sex parents, and so on. This can explode the guest list count and, at the same time, offer additional sources of revenue for the budget.

For both budgeting and guest list planning, the Internet will provide tremendous benefits to novice planners. Most wedding sites offer advice and cost parameters. They even localize the cost estimates for different cities and regions.

Next step: What kind of wedding?

I think it’s fair to say that if you haven’t been to all types of weddings (yet), you’ve heard, read or clicked on news of how vastly different today’s options are. From a traditional wedding in a house of worship or catering hall to a destination wedding to a wedding on a beach in white linen clothing, there are many choices. Boomers, let the bride and groom decide!

They may already be living in a locale far away from you and decide they want to have the wedding in their adopted new home. Or, they may decide they want a non-traditional wedding in a museum or some other grand venue. Work with them to make it happen.

Two examples:

  • A cousin’s child is a respected physician working in the San Francisco Bay area and got engaged to a fellow in the wine business out there. Both are originally from New York, but they decided they wanted to get married on a Napa Valley ranch.Her father groused for a bit about how the entire family would have to fly across country and why couldn’t they come back east and have the wedding here. Who won the battle? No contest! The guests flew out to Napa and it was one of the Top 10 weddings on my list!
  • A close friend has a son who, along with his fiancée, really did not want to have their wedding in a typical venue like a catering hall or restaurant or country club.They discovered that the Brooklyn Museum can be booked for weddings and other affairs, and they fell in love with the place.Planning such a party is not for the faint of heart — you have to hire a caterer and make sure they coordinate every detail with the venue. Same with the band, florist, photographer, decorator and other key services. Ostensibly, you become the general contractor of an extremely detailed proceeding.The time and effort can certainly pay off. The couple was married in a cupola surrounding by Rodin sculptures, and the reception was in the museum’s grand rotunda with Picasso, Monet and de Kooning peeking over the guests’ shoulders.

Final major step: Who’s in charge?

Trust me when I tell you this one is a biggie and may determine the tone of the new family’s relations for years to come.

This kind of enterprise needs a leader, co-leaders, or a very well-coordinated team of peers. And keep in mind that we’re all adults, right? Your very accomplished son or daughter is entitled to use the black lab and the golden retriever as ring bearers. After all, the bride and groom met in a dog park.

Meddlesome future in-laws are also entitled to their opinions, as long as they know that there’s a designated driver at the wheel. Anybody see “Meet the Parents” or “Meet the Fokkers”?

Make the call early and reinforce the chain of command often. In our case, it was our daughter getting married, and both my wife and daughter assumed leadership roles. That’s not to say that the rest of us were relegated to the bleachers; but mother and daughter basically did most of the legwork. The groom, his parents and I were brought in for reactions and confirmation.

And, I’m happy to report that we are a very congenial set of in-laws 1½ years into the marriage.

OK, so four major decisions have been made: budget, guest list, type of wedding and identification of the Chief Planning Officer(s). Prepare yourself for a whirlwind. But do yourself a favor first: Surf the web for favorite wedding planning web sites. There is a wealth of information and tips that will be both time-saving and cost-saving as well.

Your checklist

  1. Choose a date. Don’t be afraid of off-season times of the year — caterers offer discounted prices and out-of-town travelers will appreciate it, too. Send out “save the date” announcements, if desired.
    (See why the guest list must be done up front?)
  2. Choose a wedding planner, if desired.
  3. Choose a venue.
  4. Notify and/or hire the clergy or judge presiding over the wedding.
  5. Choose a DJ or band. In our case, it was easy: The band who could sound great in Brooklyn Museum’s 150-year-old rotunda was going to sound even better in our venue.
  6. Choose a florist.
  7. Don’t be afraid to mix it up. My daughter married in early January and the florist created magic with both flowers and lots of candles.
  8. Choose a photographer and videographer, if desired. These days, most all photography is digital; however, you will find wedding photographers offering different choices as to how you access and keep your proofs, post-wedding. Some still maintain strict control over the proofs with no access to a digital file, but most allow you and your guests to view all proofs on their web site, and the guests can purchase “proof-quality” photos a la carte directly from the photographer. Alternatively, enlist a friend or family member to photograph the affair. The photos they shoot can be assembled in sensational, professional-quality albums from photo web sites these days, including Kodak Gallery, Snapfish, iPhoto, and others.
  9. Organize the bridal registry. The Internet is a “must” for this activity, preempting all previous methods of setting up a registry. Most brides and grooms choose several retail sites for both casual and formal gift choices.
  10. Choose bridal gowns and haberdashery.
  11. Prepare invitations and note cards.
  12. Select gifts for the wedding party, including maid of honor, bridesmaids, ushers, flower children, ring bearer, etc.
  13. Religious artifacts, if necessary. Consult your clergy, catering facility or your favorite wedding planning web site.
  14. Bridal shower
  15. Bachelor and bachelorette party
  16. Book hotel and see to transportation arrangements for out-of-town guests. I, father of the bride, assumed this role with relish — it was something I was actually good at!
  17. Submit announcement of the blessed event to your local newspaper of choice.
  18. Rehearsal dinner. Again, someone’s home or a venue? Traditionally, this is hosted by the groom’s family and is usually just for the wedding party and out-of-town guests; however, anything goes today. Often, the rehearsal dinner can be a key highlight of the wedding weekend. It’s the first time everyone is together. It’s much more casual than the wedding, and the groom’s family tends to be in charge of the toasts. In some Southern cities, like New Orleans, the rehearsal dinner is of equal importance to the wedding.

The big day

Ladies usually start early for their beautification process.

Dads usually go to the bank for the night’s payouts; many tips are dispensed so bring lots of cash.

A good catering hall or a very well-organized Chief Planning Officer will have brought last-minute items to the venue: grooming aids, change-of-clothing, and a pouch to collect wedding gifts of currency.

Take a deep breath, walk down the aisle and marvel at the out-of-body experience that it is.

The reception

Dads: Don’t “wing it” for your toast to the happy couple. Words matter, and you don’t get a chance very often to stand up in front of everyone who means something to you to proclaim your blessing over a union of such importance.

Moms: You are the most important women after the bride. Own your beaming countenance — you are as beautiful as you feel at this singular moment.

All: Party, party, party!

Getting people home

Be responsible about potential DUI incidents: Prepare ahead of time with phone numbers of cab companies, limousines and/or public transportation. Anyone can come back the next day for a car left behind.

The morning after
Some families have a brunch the day after the wedding, typically hosted by the bride’s family at their home or at a venue. Again, anything goes these days as to ownership of the affair.

It is a chance to bask in the love of the room one last time and say good bye to your out-of-town guests.

Final thoughts

Your son’s or daughter’s wedding really is a day you’ll remember forever. The video and the photo proofs will arrive soon and you’ll re-live it all over again. Enjoy the ride. It’s a rare moment when everything and everyone is in perfect order.

Notably, for our generation, we’ve hosted and have been attending weddings of the children of lifelong friends whose weddings we all went to back in the day. Life comes full cycle. It’s a very satisfying feeling.

Very last thought: It’s ALL about the bride!

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